# Thoughts on scaling and consensus changes (2023)

**URL:** <https://delvingbitcoin.org/t/thoughts-on-scaling-and-consensus-changes-2023/32>\
**Category:** Protocol Design\
**Created:** [August 16, 2023, 2:53pm UTC](https://delvingbitcoin.org/t/thoughts-on-scaling-and-consensus-changes-2023/32 "2023-08-16T14:53:52Z")\
**Posts on this page:** 1\
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**Author:** ![EthnTuttle](https://delvingbitcoin.org/user_avatar/delvingbitcoin.org/ethntuttle/32/26_2.png) [@EthnTuttle](https://delvingbitcoin.org/u/EthnTuttle)\
**Post date:** [August 22, 2023, 8:21pm UTC](https://delvingbitcoin.org/t/thoughts-on-scaling-and-consensus-changes-2023/32/2 "2023-08-22T20:21:05Z")

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It seems that there will be a market that could develop around “L1 insurance”. Where a large capital allocator collects on “insurance” and promises you exit support during times of congestion/high fees where an average user cannot afford to exit from one of the aforementioned “bitcoin banks”.

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